The Outgo  Rate Match Guarantee

Got a lower factoring rate with another company, but wish they had Outgo’s speed and service? With our Rate Match Guarantee, eligible carriers can have it all.

Learn if you qualify

See if Outgo will meet or beat your rate

Or call us at

+1 (888) 308-8810

Our rates

Find a better rate than ours and we’ll match or beat it

Instead of sacrificing dependability and support to get the lowest rate, now you can choose a company that always has your back and still save.

Learn if you qualify

Our rates

Owner-operators

Less than $18k monthly invoicing

2.5%

Fleets

$18k-$80k monthly invoicing

2.0%

Enterprise

$80k+ monthly invoicing

Custom

How it works

01 Start our application

Fill out this short form so we can get to know you and your business.

02 Chat with an account executive

Talk to our team at +1 (888) 308-8810 and learn more about Outgo and our Rate Match Guarantee Program.

03 Share your rate

Provide your contract showing your current rate and our team will review it, verify your eligibility, and then match your rate. In some cases, we may even beat it.

04 Accept our offer

Complete your application and start factoring with Outgo.

Get your rate

Our features

Get the match and make your choice

Choose a factoring company based on features & service, rather than just rate

Here’s what Outgo offers

Rates as low as 1.0% on purchases with the Outgo Card

No annual contracts, cancel in 15 days

Non-recourse is standard, so you’re covered

Instant access to funds, no more waiting for transfers

No reserves, no minimums, no hidden fees

How does Outgo compare? Find out for yourself.

RTS vs Outgo

Which one has faster payout speeds?

Triumph vs Outgo

Which one doesn’t publicize its rates?

TAFS vs Outgo

Which one doesn’t have Smart Factoring?

TBS vs Outgo

Which one has faster payout speeds?

Who is eligible?

Because of how guarantees work, the offering has to be comparable to what Outgo offers today.

You’re guaranteed as long as you meet the following criteria:

Active non-recourse contract

You’re not currently charged for check processing or invoicing fees

Contract does not include equipment loans or merchant cash advances

You’re approved to factor with Outgo

Your average invoice value is at least $750 in the last month

Your average invoice volume per month does not exceed $500,000

You can see the full fine-print below.

Unsure if you meet the requirements?

If it seems unclear, or if you don’t meet the eligibility, contact us and we’ll see what you qualify for with Outgo.

Check eligibility

Call us at +1 (888) 308-8810

Outgo’s Rate Match Guarantee Program

Offer open to eligible freight carriers who are under active factoring contracts meeting the criteria below (“Qualifying Contracts”). Outgo will match the discount rate (also known as factoring rate) in the Qualifying Contracts for one year (“Rate Match Program”).

Recourse contracts not eligible, rate match applies to discount rate only, and excludes banking, service and other fees. In the event that Outgo incurs costs to facilitate a buyout of a Qualifying Contract, eligible carriers may be required to pay a premium atop the matched rate for a “buyout pricing period” until Outgo has recouped the buyout costs. Rate match period effective for one year, begins upon Outgo contract signing or after conclusion of any applicable buyout pricing period, whichever occurs later.

To qualify, a contract must meet the following conditions

Contract is active and in force and verified as such by Outgo
Contract is for non-recourse factoring. A contract is deemed to be non-recourse if the carrier is not liable for counterparty default or financial inability to pay.
The contract may not include any of the following financial services (i) equipment loans, (ii) merchant cash advances
The following terms of the contract must be the same to be eligible: (i) 100% advance rate, (ii) $0 check processing fee (iii) $0 per invoice fee

To be eligible, a carrier must meet the following conditions

Carrier must be approved to factor with Outgo by completing its underwriting process. Approval is in Outgo’s sole discretion as per sections 3a and 3b of the Outgo Factoring Agreement
Carrier must have an average invoice value of at least $750 for all invoices submitted in the prior 30 days. Upon request, Carrier must provide documentation demonstrating this.
The contract may not include any of the following financial services (i) equipment loans, (ii) merchant cash advances

Offer valid in the United States only, from 11/18/24 to 1/18/25, does not apply to existing Outgo customers. Outgo engagements under the Rate Match Program are subject to all Outgo Terms of Service, Instant payment agreements, and Outgo’s privacy policy, all located at outgo.com/legal.

See if Outgo will meet or beat your rate

Or call us at

+1 (888) 308-8810

Want rates as low as 1.0%?

Every customer on our platform can get a rate as low as 1.0% with the Outgo Card.

Learn more about Smart Factoring